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Florida Warranty Deed Form – Downloadable Template
Florida Warranty Deed Form – Downloadable Template
Transfer Florida Real Estate with Full Title Guarantees
Transfer Florida Real Estate with Full Title Guarantees
Looking for a Florida warranty deed form? Our downloadable Florida warranty deed template provides a comprehensive way to transfer property ownership in Florida with full title warranties—perfect for real estate sales, property purchases, and transfers requiring title protection.
Download Your Florida Warranty Deed Template Now - $10
What is a Florida Warranty Deed?
What is a Florida Warranty Deed?
A Florida warranty deed is a legal document used to transfer property ownership from one party (the grantor) to another (the grantee) with complete warranties and guarantees. Unlike quitclaim deeds, a warranty deed in Florida guarantees that the grantor has clear title to the property and will defend against any claims—making it the preferred choice for arms-length transactions and property sales.
Why Choose Our Florida Warranty Deed Template?
Why Choose Our Florida Warranty Deed Template?
✔ Instant Download – Get immediate access to your Florida warranty deed PDF
✔ Multiple Formats – Available as editable MS Word, fillable PDF, and Google Doc
✔ Easy to Use – Includes step-by-step instructions for completing your deed
✔ Legally Compliant – Formatted to meet Florida Statutes § 689.02 requirements
✔ Affordable – Just $10 for complete access to all formats
What's Included in Your Purchase:
What's Included in Your Purchase:
Florida warranty deed form (Word, PDF, and Google Doc formats)
Editable Florida warranty deed template you can customize
Fillable Florida warranty deed PDF for easy completion
Step-by-step instructions for proper execution
Recording guidelines for Florida counties
Access to our organized course platform with all templates
Common Uses for Florida Warranty Deeds:
Common Uses for Florida Warranty Deeds:
Real Estate Sales – Standard deed for selling property to buyers requiring title protection
Property Purchases – Most lenders require warranty deeds for financed purchases
Arms-Length Transactions – Transfers between unrelated parties
Investment Properties – Transferring rental or investment real estate
Commercial Transactions – Business and commercial property sales
New Construction Sales – Builder to buyer transfers
Estate Sales – Selling inherited property
Guaranteeing Clear Title – When buyer needs assurance of ownership
Benefits of Using Our Florida Warranty Deed Form:
Benefits of Using Our Florida Warranty Deed Form:
Full Title Protection – Guarantees clear title to the property
Lender Approved – Acceptable to mortgage lenders and title companies
Maximum Buyer Protection – Grantor warrants against all title defects
Flexible Formats – Choose from Word, PDF, or Google Docs
Instant Access – Download and use immediately—no waiting
Complete Package – Everything you need in one purchase
Professional Quality – Legally compliant with Florida recording requirements
How Does a Florida Warranty Deed Work?
How Does a Florida Warranty Deed Work?
Complete the Form – Fill out our Florida warranty deed template with property and party information
Sign Before Witnesses and Notary – The grantor(s) must sign in the presence of two witnesses and a notary public
Record the Deed – File with the Clerk of Court (Official Records) where the property is located
Transfer Complete – Ownership is officially transferred once recorded
Florida Warranty Deed Requirements:
Florida Warranty Deed Requirements:
Must include the grantor's and grantee's full legal names and addresses
Must contain the complete legal property description
Must include the property's parcel identification number
Must state the consideration (actual purchase price)
Must be signed by the grantor(s) in front of a notary public
Requires TWO WITNESSES in addition to notary (Florida requirement)
Must be notarized with proper acknowledgment
Must be recorded with the Clerk of Court (Official Records) where the property is located
Must comply with Florida's formatting and margin requirements
Should include the property address
Requires Florida documentary stamp tax payment on most transfers
Florida Warranty Deed vs. Quitclaim Deed
Florida Warranty Deed vs. Quitclaim Deed
Warranty Deed (This Form):
Guarantees clear title to the property
Grantor warrants against all title defects (past and present)
Provides maximum buyer protection
Required by most mortgage lenders
Standard for property sales
Grantor liable if title problems arise
Quitclaim Deed:
No guarantees about title quality
Transfers only grantor's interest
Best for family transfers
Not accepted by most lenders
Used between trusted parties
No grantor liability
Limited warranty (only during grantor's ownership)
Middle ground option
Sometimes used in foreclosures or estate sales
Who Should Use a Florida Warranty Deed Form?
Who Should Use a Florida Warranty Deed Form?
Our Florida warranty deed template is ideal for:
Sellers providing title guarantees to buyers
Real estate agents and investors
Property buyers obtaining financing
Individuals selling property on the open market
Estate executors selling inherited property
Builders selling new construction
Anyone conducting arms-length real estate transactions
Buyers requiring maximum title protection
Download Your Florida Warranty Deed Template Today
Download Your Florida Warranty Deed Template Today
Get instant access to your Florida warranty deed form download for just $10. Available in editable Word format, fillable PDF, and Google Docs for maximum convenience.
Frequently Asked Questions
Frequently Asked Questions
Q: What's the difference between a warranty deed and a quitclaim deed in Florida?
A: A warranty deed guarantees clear title and provides buyer protection, while a quitclaim deed makes no guarantees. Warranty deeds are required for most property sales and financed transactions.
Q: Do I need an attorney to prepare a Florida warranty deed?
A: While not required, you may wish to consult an attorney for complex transactions. Our downloadable Florida warranty deed template is designed for straightforward property transfers with proper instructions included.
Q: How much does it cost to record a warranty deed in Florida?
A: Recording fees vary by county, typically ranging from $10 for the first page and $8.50 for each additional page. You'll also pay Florida documentary stamp tax on the property value.
Q: Does a Florida warranty deed require witnesses?
A: Yes! Florida uniquely requires TWO WITNESSES in addition to notarization. The witnesses must see the grantor sign and must sign in the notary's presence.
Q: Does a Florida warranty deed need to be notarized?
A: Yes, in addition to the two witnesses, the grantor's signature must be notarized with a proper acknowledgment.
Q: What does a warranty deed guarantee?
A: A warranty deed guarantees that the grantor has clear title, the right to sell the property, and will defend against any title claims that may arise from any time period.
Q: Will a buyer's lender accept a warranty deed?
A: Yes, warranty deeds are the standard form required by mortgage lenders for financed property purchases in Florida.
Q: What is Florida's documentary stamp tax?
A: Florida charges $0.70 per $100 of property value (0.7%) as state documentary stamp tax on most property transfers. Miami-Dade County has an additional surtax.
Q: Who pays the documentary stamp tax in Florida?
A: By custom, the seller typically pays the documentary stamp tax, but this is negotiable between parties.
Q: Can I use this for commercial property?
A: Yes, Florida warranty deeds can be used for residential, commercial, and investment property transfers.
Multiple Format Options
Multiple Format Options
Editable Word Document – Fully customizable Florida warranty deed template in MS Word format
Fillable PDF – Complete your Florida warranty deed PDF digitally with ease
Google Docs – Cloud-based access to edit your Florida warranty deed form from anywhere
Florida-Specific Tax Considerations
Florida-Specific Tax Considerations
Florida Documentary Stamp Tax:
State rate: $0.70 per $100 of property value (0.7%)
Miami-Dade County surtax: Additional $0.60 per $100 (total 1.3% in Miami-Dade)
Applies to most property transfers
Calculated on full purchase price or property value
Documentary Stamp Tax Examples:
$300,000 property: $2,100 state tax (or $3,900 in Miami-Dade)
$500,000 property: $3,500 state tax (or $6,500 in Miami-Dade)
$1,000,000 property: $7,000 state tax (or $13,000 in Miami-Dade)
Who Pays:
Customarily paid by seller
Negotiable between parties
Should be addressed in purchase contract
Common Documentary Stamp Tax Exemptions:
First-time homebuyer exemptions (limited circumstances)
Certain governmental transfers
Some corrections and modifications
Gift transfers may qualify
Property Tax Considerations:
Florida has no state income tax
Property taxes vary by county
Homestead exemption available for primary residences
Save Our Homes cap limits assessment increases
Portability of Save Our Homes benefits available
Federal Gift Tax – If transferring as a gift, amounts exceeding annual exclusion may require reporting
Capital Gains – Sellers should be aware of potential capital gains tax implications
Consult a tax professional for advice specific to your situation
💡 Need Professional Help?
💡 Need Professional Help?
If you'd prefer expert assistance with your property transfer, you can upgrade to our complete deed preparation service at any time—and we'll credit back the full $10 cost of this template toward your service fee.
Serving All Florida Counties
Serving All Florida Counties
Our Florida warranty deed form is valid in all 67 Florida counties, including:
South Florida:
Miami-Dade County (Miami)
Broward County (Fort Lauderdale)
Palm Beach County (West Palm Beach)
Monroe County (Key West)
Martin County (Stuart)
St. Lucie County (Port St. Lucie)
Indian River County (Vero Beach)
Central Florida:
Orange County (Orlando)
Seminole County (Sanford)
Osceola County (Kissimmee)
Lake County (Tavares)
Volusia County (Daytona Beach)
Brevard County (Melbourne/Titusville)
Polk County (Lakeland)
Tampa Bay Area:
Hillsborough County (Tampa)
Pinellas County (Clearwater/St. Petersburg)
Pasco County (New Port Richey)
Hernando County (Brooksville)
Manatee County (Bradenton)
Sarasota County (Sarasota)
Southwest Florida:
Lee County (Fort Myers)
Collier County (Naples)
Charlotte County (Punta Gorda)
North Florida:
Duval County (Jacksonville)
Clay County (Green Cove Springs)
St. Johns County (St. Augustine)
Alachua County (Gainesville)
Leon County (Tallahassee)
West Coast:
Escambia County (Pensacola)
Bay County (Panama City)
Okaloosa County (Crestview)
Santa Rosa County (Milton)
And all other Florida counties
Step-by-Step Process Included
Step-by-Step Process Included
Our comprehensive instructions guide you through:
Gathering required property information
Obtaining the complete legal description and parcel ID
Understanding warranty deed language and covenants
Completing the warranty deed form
Understanding Florida property ownership types
Properly executing the document with two witnesses
Understanding notarization requirements
Calculating documentary stamp tax
Determining if exemptions apply
Filing with your Clerk of Court (Official Records)
Understanding recording fees and documentary stamps
Obtaining certified copies for your records
Common Florida Warranty Deed Scenarios
Common Florida Warranty Deed Scenarios
Traditional Home Sale
Most common use of warranty deed
Seller guarantees clear title to buyer
Required by buyer's lender
Standard in Florida real estate transactions
Investment Property Sale
Selling rental properties
Multi-family properties
Commercial real estate
Provides buyer protection
New Construction Sale
Builder to buyer transfer
Warranty deed standard
Lender required
Guarantees no construction liens
Estate Property Sale
Executor selling inherited property
Provides warranty to buyer
Enables buyer financing
Arms-length transaction
Cash Sale
No lender involved
Buyer still wants title protection
Seller willing to provide warranties
Common in Florida market
Out-of-State Buyer
Remote closing possible
Title company coordination
Maximum buyer protection
Standard Florida practice
What Makes Our Florida Warranty Deed Template Different?
What Makes Our Florida Warranty Deed Template Different?
✓ Florida-Specific – Complies with all Florida Statutes § 689.02 requirements
✓ Two-Witness Format – Includes proper signature blocks for required witnesses
✓ Proper Formatting – Meets Florida's strict recording standards
✓ Full Warranty Language – Complete covenants of warranty
✓ Up-to-Date – Reflects current Florida law and tax requirements
✓ Professionally Drafted – Created by legal document preparation experts
✓ Easy to Customize – Clear blanks for your specific transaction
✓ Doc Stamp Guidance – Instructions for documentary stamp tax
✓ Multiple Formats – Work in the format that suits you best
✓ Instant Access – Download immediately after purchase
Florida Recording Requirements
Florida Recording Requirements
To properly record your Florida warranty deed, you'll need:
Completed and signed warranty deed
Two witness signatures (must witness grantor's signature)
Notarized acknowledgment
Recording fee payment (typically $10 first page, $8.50 per additional page)
Documentary stamp tax payment (0.7% of property value, or 1.3% in Miami-Dade)
Exemption documentation (if claiming exemption from doc stamps)
Return address for recorded deed
Proper formatting with required margins
Parcel identification number
Property address
Grantor's complete mailing address
Common Mistakes to Avoid
Common Mistakes to Avoid
❌ Missing the two-witness requirement – Unique to Florida and essential
❌ Witnesses not properly qualified – Must meet Florida requirements
❌ Incomplete legal description – Must match current deed exactly
❌ Missing parcel identification number – Required in Florida
❌ Incorrect documentary stamp tax calculation – Must calculate on full value
❌ Not disclosing actual consideration – Florida requires accurate reporting
❌ Improper notarization – Must use Florida-compliant acknowledgment
❌ Notary witnessing the deed – Notary cannot also be one of the two witnesses
❌ Using wrong Clerk of Court office – Must record in county where property located
❌ Incomplete warranty language – Must include proper covenants
Our Florida warranty deed template includes detailed instructions to help you avoid these common pitfalls.
Understanding Florida's Two-Witness Requirement
Understanding Florida's Two-Witness Requirement
Florida requires TWO WITNESSES plus notarization (similar to few other states):
Witness Requirements:
Must be at least 18 years old
Should be competent and disinterested
Should not be parties to the deed (not grantor or grantee)
Must witness the grantor sign the deed
Must sign in the presence of the notary
Cannot be the notary public
Specific witness format required
Why Two Witnesses:
Based on Florida's legal traditions
Required for validity of the deed
Cannot be waived
Protects against fraud
This is one of Florida's most important unique requirements!
Understanding Florida Property Ownership Types
Understanding Florida Property Ownership Types
Sole Ownership – Single person owns entire interest
Joint Tenancy with Right of Survivorship – Co-owners with automatic survivorship; property passes to surviving owner(s)
Tenancy in Common – Co-owners with separate shares; no automatic survivorship
Tenancy by the Entireties – Available only to married couples; provides creditor protection and automatic survivorship (common in Florida)
Community Property – Not recognized in Florida
Our template allows you to specify the ownership type when transferring property.
Florida's Tenancy by the Entireties Protection
Florida's Tenancy by the Entireties Protection
Florida recognizes tenancy by the entireties for married couples:
Key Features:
Automatic right of survivorship
Very strong protection from individual creditors
Cannot be severed by one spouse alone
Terminates upon divorce or death
Available only to legally married couples
Especially valuable in Florida for asset protection
When married couples take title via warranty deed, tenancy by the entireties is often created for maximum protection.
Florida Documentary Stamp Tax Calculation Examples
Florida Documentary Stamp Tax Calculation Examples
Understanding Florida's documentary stamp tax:
Example 1: $350,000 Home in Orange County
Property value: $350,000
Doc stamps: $350,000 ÷ 100 = 3,500 × $0.70 = $2,450
Example 2: $500,000 Home in Broward County
Property value: $500,000
Doc stamps: $500,000 ÷ 100 = 5,000 × $0.70 = $3,500
Example 3: $800,000 Home in Miami-Dade County
Property value: $800,000
State doc stamps: $800,000 ÷ 100 = 8,000 × $0.70 = $5,600
Miami-Dade surtax: 8,000 × $0.60 = $4,800
Total: $10,400
Example 4: $1.5 Million Home in Palm Beach County
Property value: $1,500,000
Doc stamps: $1,500,000 ÷ 100 = 15,000 × $0.70 = $10,500
Example 5: $2 Million Condo in Miami-Dade
Property value: $2,000,000
State doc stamps: $2,000,000 ÷ 100 = 20,000 × $0.70 = $14,000
Miami-Dade surtax: 20,000 × $0.60 = $12,000
Total: $26,000
Miami-Dade County has significantly higher documentary stamp costs!
Florida Clerk of Court Offices
Florida Clerk of Court Offices
Each Florida county has a Clerk of Court (also called Clerk of the Circuit Court) that maintains Official Records:
Services Provided:
Recording deeds and real estate documents
Collecting documentary stamp taxes
Maintaining property records
Providing copies of documents
Recording mortgages and liens
Court records and other services
Sunshine State Service: Most Florida Clerk offices offer online services and helpful staff.
Miami-Dade and South Florida
Miami-Dade and South Florida
Miami-Dade County (Miami):
Largest population in Florida
International gateway
High property values
Diverse real estate market
Higher documentary stamp tax (1.3%)
Broward County (Fort Lauderdale):
Second most populous
Beaches and waterways
Strong real estate market
Cruise port
Growing urban areas
Palm Beach County (West Palm Beach/Boca Raton):
Affluent communities
Beach properties
Golf communities
Seasonal residents
High-end market
Monroe County (Key West/Florida Keys):
Island properties
Limited inventory
High property values
Unique market
Vacation properties
Orlando and Central Florida
Orlando and Central Florida
Orange County (Orlando):
Theme park capital
Major tourism center
Rapid growth
International investors
Strong rental market
Seminole County (Sanford/Altamonte Springs):
Orlando suburbs
Growing population
Good schools
Family communities
Affordable options
Osceola County (Kissimmee):
Near Disney World
Vacation rentals
International buyers
Growing residential
Investment properties
Lake County (Clermont/Mount Dora):
North of Orlando
Growing communities
More affordable
Family-friendly
Scenic lakes
Tampa Bay Metro Area
Tampa Bay Metro Area
Hillsborough County (Tampa):
Third largest metro
Port city
Growing downtown
Diverse economy
Strong market
Pinellas County (St. Petersburg/Clearwater):
Beach communities
Urban and suburban mix
Strong demand
Retiree destination
Waterfront properties
Pasco County (New Port Richey/Wesley Chapel):
Rapid growth
More affordable than Pinellas
New communities
Family-oriented
Commuters to Tampa
Manatee County (Bradenton):
Gulf coast
Growing population
Beach access
Good climate
Mix of property types
Sarasota County (Sarasota/Venice):
Cultural amenities
Beaches
Retiree destination
Higher property values
Arts community
Understanding Florida's Warranty Covenants
Understanding Florida's Warranty Covenants
A Florida warranty deed includes these specific warranties (covenants):
Covenant of Seisin:
Grantor owns the property
Has right to convey
Covenant Against Encumbrances:
No undisclosed liens or encumbrances
Title is clear except as stated
Covenant of Quiet Enjoyment:
Grantee won't be disturbed in possession
No superior claims will interfere
Covenant of Warranty:
Grantor will defend title
Against all lawful claims
Covenant of Further Assurances:
Grantor will execute additional documents
If needed to perfect title
These covenants provide maximum protection to the buyer!
Southwest Florida
Southwest Florida
Lee County (Fort Myers/Cape Coral):
Fast-growing area
Gulf coast access
Beaches and islands
Retiree destination
Strong market
Collier County (Naples/Marco Island):
Affluent community
High-end properties
Golf communities
Beaches
Luxury market
Charlotte County (Punta Gorda/Port Charlotte):
Gulf coast
Retiree friendly
Affordable options
Waterfront properties
Growing area
Jacksonville and Northeast Florida
Jacksonville and Northeast Florida
Duval County (Jacksonville):
Largest city by area
Beaches
Military presence
Growing economy
Affordable housing
St. Johns County (St. Augustine/Ponte Vedra):
Historic city
Affluent communities
Top-rated schools
Beach properties
Growing suburbs
Clay County (Orange Park):
Jacksonville suburbs
Military families
More affordable
Family communities
Good schools
Florida Panhandle and Northwest
Florida Panhandle and Northwest
Escambia County (Pensacola):
White sand beaches
Military bases
Gulf coast
Tourism
Growing market
Okaloosa County (Destin/Fort Walton Beach):
Emerald Coast
Military presence
Tourism economy
Beach properties
Vacation rentals
Bay County (Panama City Beach):
Gulf beaches
Tourism center
Recovering market
Vacation properties
Investment opportunities
Santa Rosa County (Gulf Breeze/Navarre):
Pensacola suburbs
Beach access
Military families
Growing communities
Good schools
When to Use a Warranty Deed vs. Quitclaim Deed in Florida
When to Use a Warranty Deed vs. Quitclaim Deed in Florida
Use a Warranty Deed (This Form) When:
Selling property on the open market
Buyer is obtaining financing
Buyer wants title protection
Arms-length transaction
You can guarantee clear title
Standard real estate sale
Building buyer confidence
Use a Quitclaim Deed When:
Transferring to family members
Adding/removing spouse from title
Transferring to trust
Correcting title errors
Between trusted parties
Gift transfers
No financing involved
Additional Florida Real Estate Forms Available
Additional Florida Real Estate Forms Available
Need other Florida property forms? We also offer:
Florida Quitclaim Deeds – For family transfers and gifts
Florida Lady Bird Deeds (Enhanced Life Estate) – Avoid probate
Florida's Real Estate Market
Florida's Real Estate Market
Why Florida is Popular:
No State Income Tax:
Major tax advantage
Attracts retirees
Business-friendly
Keeps more money
Climate:
Warm weather year-round
Beaches and coastline
Outdoor lifestyle
Tourism destination
Growing Economy:
Strong job growth
Diverse economy
International trade
Major corporations
Real Estate Investment:
Vacation rentals popular
Strong appreciation
International buyers
Diverse property types
Ready to Transfer Your Florida Property with Full Title Protection?
Ready to Transfer Your Florida Property with Full Title Protection?
Download your Florida warranty deed form today and complete your property transfer with complete title warranties. For just $10, you'll have everything you need to transfer your Florida real estate with maximum buyer protection!
Perfect for All Florida Property Types
Perfect for All Florida Property Types
Whether you're transferring:
Miami and South Florida properties (Miami-Dade, Broward, Palm Beach)
Orlando and Central Florida homes (Orange, Seminole, Osceola)
Tampa Bay area properties (Hillsborough, Pinellas, Pasco)
Southwest Florida homes (Lee, Collier, Charlotte)
Jacksonville and Northeast Florida properties
Florida Panhandle properties (Escambia, Okaloosa, Bay)
Beach and coastal properties throughout Florida
Investment and vacation properties
Condominiums and townhomes
Commercial real estate
Our Florida warranty deed template provides an affordable, effective way to complete your property transfer while providing full title warranties and navigating Florida's unique two-witness requirement and documentary stamp tax system.
Download Your Florida Warranty Deed Template Now - $10
Legal Disclaimer
These templates are provided by Noble Notary & Legal Document Preparers for general informational use only. We are not attorneys, and no attorney-client relationship is created by your purchase. The forms are not a substitute for legal advice and may not be appropriate for every situation. You are solely responsible for ensuring the forms are lawful and appropriate for your specific circumstances.
Forms are provided "as-is," without warranties of any kind. By purchasing, you agree that Noble Notary & Legal Document Preparers is not liable for any outcomes resulting from your use of these materials.
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